Accidental Death Benefit:
1.In case of accidental death 100% Sum Assured is paid
1. Regular monthly Income equal to 1% of PAC Sum Insured payable for 10 years,
2.Part of Benefit amount as lump sum immediately on Accidental Death and regular monthly income @ 1% of balance benefit amount (i.e.,100% of PAC Sum Insured as reduced by part lump sum already paid) for 10 years depending upon the payout option chosen.
The choice of benefit payout as lumpsum or income or combination thereof can be exercised on or before the claim is made.
Accidental Total Permanent Disability(ATPD):
On the Total Permanent Disability of the Life Assured due to an Accident i.e. Accidental Total Permanent Disability (ATPD) during the coverage period. Regular monthly income equal to 1% of the PAC Sum Insured shall be payable for a period of 10 years
Accidental Partial Permanent Disability(APPD):
1. On Partial Permanent Disability 10%-75% of Personal Accident Sum Assured is Payable. 2. Regular monthly Income equal to 1% of Benefit amount payable for 10 years, or Part of Benefit amount as lump sum and a regular monthly income @ 1% of balance benefit amount (i.e.100% of APPD claim entitlement as reduced by part lump sum already paid) for 10 years depending upon the payout option chosen.
Other benefits conditions:
If ATPD occurs after APPD, then 1% of the remaining amount (100% of PAC Sum Insured – APPD Claims paid) shall be paid as a regular monthly income for 10 years
In case Accidental Death happens after APPD, then the remaining amount (100% of PAC Sum Insured – APPD Claims paid) shall be paid as a lump sum to the Nominee
Personal Accident Cover will be offered to the customers of Health Arx Ltd.
What are the Minimum and Maximum entry age for the Group Health Shield Plan?
Minimum Entry Age- 18 Years| Maximum Entry Age- 60 Years
What are the Waiting and Survival periods within the Group Health Shield?
There is no waiting and survival period
Whether the claim is acceptable within the waiting period?
No claim is acceptable within the waiting period.
Will free look-in period be available in case the customer wants to cancel the policy?
Yes, the free look-in of 15 days will be available to the member from the date of receipt of COI.
I already have mediclaim and HDFC Life Group Health Shield Personal Accident Cover. Where can I apply for a claim if i get diagnosed with cancer?
You can raise the claims under both Mediclaim and HDFC Life Group Health Shield Personal Accident Cover.
Where do I have to submit the claim?
All the Claims documents along with claim form needs to submitted to HDFC Life at
Health Claims Department,
HDFC Standard Life Insurance Company Limited,
11th Floor, Lodha Excelus,
Apollo Mills Compound. N. M Joshi Road,
Mahalaxmi, Mumbai 400011, Maharashtra.
Or You can send the soft copy at firstname.lastname@example.org from the registered email-id.
Whom Should I contact for Policy servicing and Claims related queries?
For Claims- email@example.com.
For Servicing- firstname.lastname@example.org.
What are the TATs for the claim settlement?
Maximum within 30 days from the last necessary documents received.
Contact us at our Registered Address: A-09, FIEE, Okhla Industrial Area, Phase II, New Delhi-110020
Email: email@example.com or Call +91-78630 23286.